Our Services

At Woodpecker Insurance, we specialize in helping New Hampshire residents navigate the complexities of Medicare with confidence. Whether you’re new to Medicare or exploring Medigap plans, our licensed agents provide clear, personalized guidance every step of the way. We’re local, experienced, and committed to making sure you get the coverage you deserve—without the confusion

MediGap Supplement Plans

A Medicare Supplement (Medigap) plan helps cover many of the out-of-pocket costs that Original Medicare doesn't pay, such as deductibles and coinsurance. It works alongside Original Medicare and allows you to see any doctor or hospital nationwide that accepts Medicare.

Medicare Advantage

A Medicare Advantage plan is an alternative way to receive your Medicare benefits through a private insurance company approved by Medicare. These plans typically include medical and prescription drug coverage, and many also offer extra benefits such as dental, vision, hearing, and fitness programs. Most plans use provider networks and may have cost sharing when you receive care.

Part D Drug Plans

A Medicare Part D plan helps cover the cost of prescription medications. These plans are offered by private insurance companies approved by Medicare and are typically paired with Original Medicare and a Medicare Supplement plan. Coverage, formularies, and pharmacy networks vary by plan, making it important to choose one that fits your medications and pharmacy preferences.

Dental Plans

A dental insurance plan helps cover the cost of preventive, basic, and major dental services, such as cleanings, fillings, crowns, and dentures. Plans vary in coverage, provider networks, and annual benefit limits. Dental coverage can help reduce out-of-pocket costs and make routine dental care more affordable. Dental is referenced separately because Original Medicare does not cover routine dental care, so it’s offered as a standalone plan to help fill that gap in coverage for Medicare beneficiaries.

Vision Plans

A vision insurance plan helps cover the cost of routine eye exams, prescription eyeglasses, contact lenses, and other vision-related services. Plans vary in coverage and provider networks, but they can help make maintaining your eye health and vision more affordable. Vision is referenced separately because Original Medicare typically does not cover routine eye exams, glasses, or contact lenses, so standalone vision plans help fill that gap for Medicare beneficiaries.

ACA Marketplace Plans

Individual health insurance is coverage you purchase on your own rather than through an employer or government program. It helps cover everyday medical costs like doctor visits, hospital care, prescriptions, and preventive services, depending on the plan. These plans vary in cost, benefits, and provider networks, so it’s important to choose coverage that fits your health needs, budget, and preferred doctors.